Buy vs Lease near Oak Lawn, IL

Buy vs Lease near Oak Lawn, IL

Are you looking to make a purchase on a new Kia vehicle, but are debating between financing and leasing? If so, then youโ€™ll be happy to know that we at Evergreen Kia are experienced in both options and have some information to share that may help you reach a decision more quickly. After youโ€™ve read through this overview, be sure to contact our Finance Department to discuss purchasing options in even more detail!

Financing

The biggest upside to acquiring a vehicle through financing is gaining full ownership. If youโ€™re the type of person who needs the ability to make a trip through Oak Lawn at any given time without limit, then youโ€™ll want the full freedom to do so. Going this route is also highly recommendable if thereโ€™s a specific vehicle you know and love, and are certain that youโ€™ll be satisfied with driving it for years to come. And of course, having complete ownership also means that youโ€™ll be able to sell or trade it in if your heart should so ever desire, which is a great way to reduce the cost on a future purchase.

Leasing

While leasing isnโ€™t necessarily any more complicated than financing, there are some characteristics that confuse many people initially. First, you wonโ€™t gain full ownership of a vehicle when you lease it. Rather, youโ€™re essentially borrowing it for the duration of the contract, which is typically two to four years. Along with that, youโ€™ll also be given a mileage limit that needs to be adhered to. So, you wonโ€™t be able to drive up and down Route 50 as much as you like. However, with these restraints comes a considerably lower cost, because you only have to cover the expected depreciation on the vehicle instead of its full price. Leasing is also a fantastic option for those who donโ€™t prefer being attached to one vehicle for a prolonged period. So, thatโ€™s another factor to consider when choosing this route to acquire something from our inventory.

Which is Right for You?

Now that you understand the most significant differences between financing and leasing, youโ€™ll want to decide which of the two youโ€™d prefer. One isnโ€™t objectively better than the other, as how you feel about the various pros and cons will ultimately come down to your own situation. If you have kids that need to be driven to clubs and after-school activities on a weekly basis, on top of your own commutes to work, then financing may be the better option. However, leasing may be preferable when youโ€™re only making the occasional trip to Patrick Sullivan Park to get some fresh air, as the mileage limit wonโ€™t be a hindrance. Our doors at Evergreen Kia are always open to our customers, so please donโ€™t hesitate to visit us if youโ€™re in need of further consultation on this topic!

Financing

Leasing

  • Full ownership
  • No mileage limits
  • Good for long term commitments
  • Two to four year contract
  • Mileage limits
  • Only pay for the vehicle's depreciation

Learn About Our Purchasing Options!

Contact Information

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Sales Hours

872-265-4416

Dealership Information

Testimonials

Luis Guzman
Luis Guzman
GOOGLE
6-16-2026
Full Star Full Star Full Star Full Star Full Star

Great experience

Johnny Robinson
Johnny Robinson
GOOGLE
6-15-2026
Full Star Full Star Full Star Full Star Full Star

I had an appointment for an oil change and a tire rotation The service advisor was very professional and let me know ahead of time that it will take a couple hours. He checked in on me and got me in and out. Iโ€™m very pleased.Thanks again!

Adam Kouba
Adam Kouba
GOOGLE
6-14-2026
Full Star Full Star Full Star Full Star Full Star
Gabriela Montes
Gabriela Montes
GOOGLE
6-14-2026
Full Star Full Star Full Star Full Star Full Star

If you are looking to buy a car, ask for Dan! He is such an amazing salesman! He is very kind, patient, and attentive! I recently bought a KIA Seltos S 2026, and he was able to bring the price down for me! I truly recommend him!

Leah Jordan
Leah Jordan
GOOGLE
6-14-2026
Full Star Full Star Full Star Full Star Full Star
Jean-Pierre Cook
Jean-Pierre Cook
GOOGLE
6-13-2026
Full Star Full Star Full Star Full Star Full Star

Love my new 2026 Kia Sportage!

Ronny Torres
Ronny Torres
GOOGLE
6-13-2026
Full Star Full Star Full Star Full Star Full Star
Lesley Smith
Lesley Smith
GOOGLE
6-13-2026
Full Star Full Star Full Star Full Star Full Star

I went in today at 9:30 I left at 12 with a brand new car, the process was quick and easy. When you go in ask for Joe he will get the job done. Thanks Evergreen plaza I'm happy to be in business with you

Lisa Martin
Lisa Martin
GOOGLE
6-13-2026
Full Star Full Star Full Star Full Star Full Star

Nice customer service nd Delores was very pleasant ๐Ÿ™Œ๐Ÿฝ

Jennifer Calderon
Jennifer Calderon
GOOGLE
6-12-2026
Full Star Full Star Full Star Full Star Full Star
Hardik Patel
Hardik Patel
GOOGLE
6-12-2026
Full Star Full Star Full Star Full Star Full Star
Andrea pittman
Andrea pittman
GOOGLE
6-12-2026
Full Star Full Star Full Star Full Star Full Star
Kenny Herrera
Kenny Herrera
GOOGLE
6-11-2026
Full Star Full Star Full Star Full Star Full Star
KAI GAYDEN
KAI GAYDEN
GOOGLE
6-11-2026
Full Star Full Star Full Star Full Star Full Star

Best Kia dealership in Illinois

Joe Gleeson
Joe Gleeson
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star

Salesman very knowledgeable and friendly

_ Darro
_ Darro
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star
Morgan O'Brien
Morgan O'Brien
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star

great service!

Deshone Maddox
Deshone Maddox
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star

Customer Service was amazing. Service time was what was stated. Thank you for your service.

Marcus Edwards
Marcus Edwards
GOOGLE
6-10-2026
Full Star Full Star Full Star Full Star Full Star
Tonya Simpson
Tonya Simpson
GOOGLE
6-9-2026
Full Star Full Star Full Star Full Star Full Star

Terrible service dept

Che Bijarro
Che Bijarro
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star

Great deal. Everything went smooth with the sale.

Franklin Smith
Franklin Smith
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star

Great buying experience. Dealership had a surprisingly large inventory of cars to choose from and offered top dollar on my trade in. The free oil changes were the icing on the cake.

Diana De Jesus
Diana De Jesus
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star
John Thompson
John Thompson
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star

I give Daniel a 10 he was fantastic I told him make me happy and he did. Remarkable excellent service, honest young man was a pleasure, loved how he handled everything And put me in the seat of a new SUV sportage and he is a great father ! I definitely recommend him highly Daniel Daniel Daniel

Karen Davis
Karen Davis
GOOGLE
6-8-2026
Full Star Full Star Full Star Full Star Full Star

Had a service appointment at Evergreen Kia, they always take good care of me. I appreciate them checking everything out and making recommendations for future appointments. Love that they also include estimates so I can budget ahead.

Antoinette Raggs
Antoinette Raggs
GOOGLE
6-7-2026
Full Star Full Star Full Star Full Star Full Star

Joe was a great salesman! Very attentive!

Teagan Auriene
Teagan Auriene
GOOGLE
6-7-2026
Full Star Full Star Full Star Full Star Full Star
Howard Taylor
Howard Taylor
GOOGLE
6-6-2026
Full Star Full Star Full Star Full Star Full Star
Valerie Williams
Valerie Williams
GOOGLE
6-6-2026
Full Star Full Star Full Star Full Star Full Star

My experience was vey nice. They took time to explain what they were doing and check out the car. To tell me what I needed.

jill wenzel
jill wenzel
GOOGLE
6-6-2026
Full Star Full Star Full Star Full Star Full Star

Got in and out in 90 minutes. I was very happy.

Daniel patton
Daniel patton
GOOGLE
6-5-2026
Full Star Full Star Full Star Full Star Full Star
Lynn turner
Lynn turner
GOOGLE
6-4-2026
Full Star Full Star Full Star Full Star Full Star
Nika Berry
Nika Berry
GOOGLE
6-3-2026
Full Star Full Star Full Star Full Star Full Star

My experience was excellent at Evergreen Kia. The staff is always pleasant, very attentive, and does an amazing job inspecting also serving my car. I get free oil changes on my vehicle which is a great incentive. I'm so happy with my kia car and glad I chose this location with the best service in the chicago,Illinois area.

Luis Mosqueda
Luis Mosqueda
GOOGLE
6-3-2026
Full Star Full Star Full Star Full Star Full Star
Earl Carr
Earl Carr
GOOGLE
6-3-2026
Full Star Full Star Full Star Full Star Full Star
Blasian. Mariee
Blasian. Mariee
GOOGLE
6-2-2026
Full Star Full Star Full Star Full Star Full Star

I had the best experience with carlos I came in and got exactly what I wanted and he was very helpful I would send anybody to him so thankful !!

Martice Bealon
Martice Bealon
GOOGLE
6-2-2026
Full Star Full Star Full Star Full Star Full Star

Sales agent Jonathan Washington was amazing

Margo Brooks
Margo Brooks
GOOGLE
6-2-2026
Full Star Full Star Full Star Full Star Full Star

Gentleman that checked me in was very courteous.

Alex A.
Alex A.
GOOGLE
6-2-2026
Full Star Full Star Full Star Full Star Full Star

Jonathan was such a pleasure to work with. He was very professional and well informed. Great experience overall!

Jeff Emerson
Jeff Emerson
GOOGLE
6-2-2026
Full Star Full Star Full Star Full Star Full Star

Our experience was first class. Joe from the sales team went above and beyond to assist us in getting our brand new 2027 Telluride. Anthony also assisted in making the trade-in experience seamless. All around we are very happy as a repeat customer.

Elisa Michelle
Elisa Michelle
GOOGLE
6-1-2026
Full Star Full Star Full Star Full Star Full Star

the wait time was not bad at all they definitely get you in and out within an hour every time. The Service department team seems to always to a great job and I appreciate them. #BZ #2025kiasportage

Belinda Jackson
Belinda Jackson
GOOGLE
6-1-2026
Full Star Full Star Full Star Full Star Full Star

Very good customer service ๐Ÿ‘

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