Buy vs Lease near Oak Lawn, IL

Buy vs Lease near Oak Lawn, IL

Are you looking to make a purchase on a new Kia vehicle, but are debating between financing and leasing? If so, then you’ll be happy to know that we at Evergreen Kia are experienced in both options and have some information to share that may help you reach a decision more quickly. After you’ve read through this overview, be sure to contact our Finance Department to discuss purchasing options in even more detail!

Financing

The biggest upside to acquiring a vehicle through financing is gaining full ownership. If you’re the type of person who needs the ability to make a trip through Oak Lawn at any given time without limit, then you’ll want the full freedom to do so. Going this route is also highly recommendable if there’s a specific vehicle you know and love, and are certain that you’ll be satisfied with driving it for years to come. And of course, having complete ownership also means that you’ll be able to sell or trade it in if your heart should so ever desire, which is a great way to reduce the cost on a future purchase.

Leasing

While leasing isn’t necessarily any more complicated than financing, there are some characteristics that confuse many people initially. First, you won’t gain full ownership of a vehicle when you lease it. Rather, you’re essentially borrowing it for the duration of the contract, which is typically two to four years. Along with that, you’ll also be given a mileage limit that needs to be adhered to. So, you won’t be able to drive up and down Route 50 as much as you like. However, with these restraints comes a considerably lower cost, because you only have to cover the expected depreciation on the vehicle instead of its full price. Leasing is also a fantastic option for those who don’t prefer being attached to one vehicle for a prolonged period. So, that’s another factor to consider when choosing this route to acquire something from our inventory.

Which is Right for You?

Now that you understand the most significant differences between financing and leasing, you’ll want to decide which of the two you’d prefer. One isn’t objectively better than the other, as how you feel about the various pros and cons will ultimately come down to your own situation. If you have kids that need to be driven to clubs and after-school activities on a weekly basis, on top of your own commutes to work, then financing may be the better option. However, leasing may be preferable when you’re only making the occasional trip to Patrick Sullivan Park to get some fresh air, as the mileage limit won’t be a hindrance. Our doors at Evergreen Kia are always open to our customers, so please don’t hesitate to visit us if you’re in need of further consultation on this topic!

Financing

Leasing

  • Full ownership
  • No mileage limits
  • Good for long term commitments
  • Two to four year contract
  • Mileage limits
  • Only pay for the vehicle's depreciation

Learn About Our Purchasing Options!

Contact Information

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Sales Hours

872-265-4416

Dealership Information

Testimonials

Roldan Santos
Roldan Santos
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) Great 👍 (Original) Genial 👍

skye
skye
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Jevon is an excellent car salesman definitely will reference everyone I know who needs a vehicle. Honest and straightforward

Old S.
Old S.
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Good customer service

Great service dept, friendly sales staff,Casey was

terrance.rogers21
DEALERRATER
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Great service dept, friendly sales staff,Casey was particularly helpful, informative and friendly. Great selection of new and used cars.

Nathaniel LOVING
Nathaniel LOVING
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Well, I've been working with evergreen Kia for 5 years. My name is Nathaniel, loving it pretty fair with me. I'm getting excellent excellent. Excellent, that looks good to me. Alright

Dr Lolita Cleveland
Dr Lolita Cleveland
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

Joe and John were a great tag team to ensure that I received a great experience, they were transparent, upfront, and did not send me in circles. I was in and out in 120 minutes, I received the SUV that I wanted and they did not try and sale me on anything extra that I did not need! Great team, atmosphere was friendly and everyone spoke and they were excited for me to ring the bell. I would definitely refer someone here and they ensured that any Kia concerns were addressed! Thanks Fellas! Keep making customers feel valued!

Jazzmin Winters
Jazzmin Winters
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star
Elisa Menjivar
Elisa Menjivar
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

My mother Bertha never comes home with a bad experience. She always tells me, “ go talk to Norma”. And it never fails. I recommend evergreen kia for a vehicle purchase and keeping up with your maintenance ❣️ bathrooms are always clean, customer service is EXCELLENT and the wait time is not long. We love 🫶🏽Norma❣️🫂 and the entire team! Best Kia in Chicago

Anna Schultz
Anna Schultz
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Chyma is the best !! Anthony the best !!and all his staff very helpful they made a miracle happen for me !!!thank you evergreen Kia

Anita Whiteside
Anita Whiteside
GOOGLE
2-3-2026
Full Star Full Star Full Star Full Star Full Star
Jala Ames
Jala Ames
GOOGLE
2-2-2026
Full Star Full Star Full Star Full Star Full Star

Iam loving my car Casey was very helpful and friendly over all good energy and will help you get what you want thanks again Kia for a new start

Rosemary Patterson
Rosemary Patterson
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star
Walter Randolph
Walter Randolph
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Everyone was nice and helpful enjoying my new ride

Sara Arias
Sara Arias
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Dj was so helpful and patient with us. We are leaving happy and satisfied with our new purchase. Definitely going to recommend with family and friends.

Johnny Flores
Johnny Flores
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Dj The Man! He was able to do a trade in for a 2025 KIA K4! Great numbers and all. You go to Kia in Evergreen Park make sure to ask for Dj, he will get you right. Honest man and he won’t cheat you😉

Selia Cruz
Selia Cruz
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

My experience here at Kia‘s and Evergreen Plaza was really awesome. DJ the gentleman who took care of me wonderful customer service very easy-going not forceful very friendly knowledgeable. I just it was just a really a great experience and I will tell people about you guys’s place and send DJ some customers. Thanks for the experience.

Michael M Nichols
Michael M Nichols
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star
Micaela Guzman
Micaela Guzman
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

The young man in the front was very nice. He was very busy, yet apologized and I appreciate that. Very nice staff.

Damaso MUNOZ
Damaso MUNOZ
GOOGLE
1-29-2026
Full Star Full Star Full Star Full Star Full Star
Annette Arzuaga
Annette Arzuaga
GOOGLE
1-29-2026
Full Star Full Star Full Star Full Star Full Star

DJ was amazing I highly recommend him! He definitely went above and beyond for me! I wasn’t expecting to walk out of there with a car let alone a 2026 brand new with 68miles 🚙🚙🚙 we were definitely on a mission but he made it happen the whole staff is amazing finance manager, and even the cashier I been telling everybody get a car from them lol he even hooked us up with some snacks while we waited djohnson is most definitely the MAN

Jaime Hudson
Jaime Hudson
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Great customer service friendly and comfortable atmosphere helpful staff

Roberto Dominguez
Roberto Dominguez
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Very professional staff, My expérience at kia on western was fantastic, they were great and friendly!!! Joe Daifallah help us with a trade in He was very helpful Nice and attentive, I Walked out the same day with my 2026 sorento So happy with the service!!!!

Dominguezlopez Robertocparis
Dominguezlopez Robertocparis
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star
Cristina Tamburello
Cristina Tamburello
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Leasing my 4th Kia from Evergreen and couldn’t be happier. Andy and Matt were wonderful. Easy process. Friendly service. Great Ride.

Darien Leslie
Darien Leslie
GOOGLE
1-25-2026
Full Star Full Star Full Star Full Star Full Star

Great service and my salesman named Joe did a great job with making sure I drove off with a great car

Takariana Anthony
Takariana Anthony
GOOGLE
1-25-2026
Full Star Full Star Full Star Full Star Full Star

I can’t say enough good things about my experience at Evergreen Kia, and that’s all because of Casey Jones. He made what’s usually a stressful process feel effortless and exciting. Casey was honest, attentive, and truly cared about making sure I got exactly what I wanted. This was hands down the best car-buying experience I’ve ever had. Evergreen Kia is lucky to have him!

Octabio Rivera
Octabio Rivera
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star
Michael Pacanowski
Michael Pacanowski
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star
NI NA
NI NA
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Service and Hospitality were great as always! I love being apart of the Evergreen KIA family.

Mark Parchment
Mark Parchment
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Shout out to Casey who felt like more of an advocate than a sales person. Also thank you to management who approved the great deal that we got! I would say to anyone buying a Kia, it only males sense to buy it here due to the benefits and warranties given by this particular dealership location.

Meet Patel
Meet Patel
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star
Enrique Lopez
Enrique Lopez
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star
Fendy Taleran
Fendy Taleran
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Good

P
P
GOOGLE
1-22-2026
Full Star Full Star Full Star Full Star Full Star
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