Buy vs Lease in Chicago, IL

Buy vs Lease in Chicago, IL

Whether this is your first time acquiring a vehicle or you’re a seasoned veteran, it’s crucial that you understand the different paths you can take to secure your prospective ride. To help you proceed with absolute confidence, we at Evergreen Kia are here to go over the differences between buying and leasing your next set of wheels. When you’re ready to take the plunge, drop by our Finance Department to speak with an expert advisor about our competitive contracts!

Inventory

Half of the battle of the automotive purchasing process is finding the right set of wheels for your daily driving endeavors. Fortunately, we make that process a breeze by allowing you to sort through our vehicles at your own pace right from home! To start, select your preferred category from the New Vehicles dropdown to redirect to a screen that allows you to peruse at your leisure. After you use the Narrow Your Search tool to refine to your tastes, delve into our virtual showroom experience by reading detailed specifications and looking through photo galleries. If you still can’t decide between two driving options, you can use the Compare tool to see how they stack up in a head-to-head comparison. Don’t forget to sign up for Price Drop Alerts while you’re here, so you can stay current with the latest deals!

Buy

Let’s start by going over the more traditional route toward acquiring the set of keys to your potential vehicle. Otherwise known as financing, buying allows you to achieve full ownership of the model you’re considering after you make your final payment. We accomplish this by splitting up the full cost of the model over a four- to seven-year period, so you can slowly chip away at the sticker price without breaking the bank. To receive the green light for your loan, feel free to complete the Get Pre-Approved form in three simple steps. We won’t ask for your social security number or date of birth, and this tool will not impact your credit score. Once that’s done, you can fill out the secure Finance Application and send it over to our representatives. Once we receive your submission, we’ll get in touch with our trusted network of lenders to find a package that makes sense for you. Bear in mind, if you’re considering a pre-owned model, this will be the only type of contract you opt for. 

Leasing

On the other side of the fence, leasing has grown in popularity over the last few years, since it allows drivers to stay current with the latest and greatest automotive advancements. That’s because you’ll basically be borrowing the new Kia from us for an average of three years. Since you won’t be paying toward ownership, you’ll only be on the hook for the vehicle’s expected depreciation while it’s in your driving arsenal. You’ll also be able to determine how much your monthly installment is, because it’s heavily dependent on your annual mileage. Best of all, you’ll have three paths to choose from once your term expires. These include upgrading to a brand-new ride, keeping the vehicle for good, or returning the vehicle to explore different options. The choice is ultimately up to you!

When you’re ready to decide whether you’d like to buy vs lease in Chicago, IL, head to Evergreen Kia at your earliest convenience! We look forward to meeting you.

Buying Benefits

Leasing Benefits

  • Four- to seven-year contract
  • Achieve ownership
  • Streamlined loan approval
  • Two- to four-year contract
  • Upgrade frequently
  • Low monthly rate

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Contact Information

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Sales Hours

872-265-4416

Dealership Information

Testimonials

Roldan Santos
Roldan Santos
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) Great 👍 (Original) Genial 👍

skye
skye
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Jevon is an excellent car salesman definitely will reference everyone I know who needs a vehicle. Honest and straightforward

Old S.
Old S.
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Good customer service

Great service dept, friendly sales staff,Casey was

terrance.rogers21
DEALERRATER
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Great service dept, friendly sales staff,Casey was particularly helpful, informative and friendly. Great selection of new and used cars.

Nathaniel LOVING
Nathaniel LOVING
GOOGLE
2-7-2026
Full Star Full Star Full Star Full Star Full Star

Well, I've been working with evergreen Kia for 5 years. My name is Nathaniel, loving it pretty fair with me. I'm getting excellent excellent. Excellent, that looks good to me. Alright

Dr Lolita Cleveland
Dr Lolita Cleveland
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

Joe and John were a great tag team to ensure that I received a great experience, they were transparent, upfront, and did not send me in circles. I was in and out in 120 minutes, I received the SUV that I wanted and they did not try and sale me on anything extra that I did not need! Great team, atmosphere was friendly and everyone spoke and they were excited for me to ring the bell. I would definitely refer someone here and they ensured that any Kia concerns were addressed! Thanks Fellas! Keep making customers feel valued!

Jazzmin Winters
Jazzmin Winters
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star
Elisa Menjivar
Elisa Menjivar
GOOGLE
2-6-2026
Full Star Full Star Full Star Full Star Full Star

My mother Bertha never comes home with a bad experience. She always tells me, “ go talk to Norma”. And it never fails. I recommend evergreen kia for a vehicle purchase and keeping up with your maintenance ❣️ bathrooms are always clean, customer service is EXCELLENT and the wait time is not long. We love 🫶🏽Norma❣️🫂 and the entire team! Best Kia in Chicago

Anna Schultz
Anna Schultz
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Chyma is the best !! Anthony the best !!and all his staff very helpful they made a miracle happen for me !!!thank you evergreen Kia

Anita Whiteside
Anita Whiteside
GOOGLE
2-3-2026
Full Star Full Star Full Star Full Star Full Star
Jala Ames
Jala Ames
GOOGLE
2-2-2026
Full Star Full Star Full Star Full Star Full Star

Iam loving my car Casey was very helpful and friendly over all good energy and will help you get what you want thanks again Kia for a new start

Rosemary Patterson
Rosemary Patterson
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star
Walter Randolph
Walter Randolph
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Everyone was nice and helpful enjoying my new ride

Sara Arias
Sara Arias
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Dj was so helpful and patient with us. We are leaving happy and satisfied with our new purchase. Definitely going to recommend with family and friends.

Johnny Flores
Johnny Flores
GOOGLE
1-31-2026
Full Star Full Star Full Star Full Star Full Star

Dj The Man! He was able to do a trade in for a 2025 KIA K4! Great numbers and all. You go to Kia in Evergreen Park make sure to ask for Dj, he will get you right. Honest man and he won’t cheat you😉

Selia Cruz
Selia Cruz
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

My experience here at Kia‘s and Evergreen Plaza was really awesome. DJ the gentleman who took care of me wonderful customer service very easy-going not forceful very friendly knowledgeable. I just it was just a really a great experience and I will tell people about you guys’s place and send DJ some customers. Thanks for the experience.

Michael M Nichols
Michael M Nichols
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star
Micaela Guzman
Micaela Guzman
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

The young man in the front was very nice. He was very busy, yet apologized and I appreciate that. Very nice staff.

Damaso MUNOZ
Damaso MUNOZ
GOOGLE
1-29-2026
Full Star Full Star Full Star Full Star Full Star
Annette Arzuaga
Annette Arzuaga
GOOGLE
1-29-2026
Full Star Full Star Full Star Full Star Full Star

DJ was amazing I highly recommend him! He definitely went above and beyond for me! I wasn’t expecting to walk out of there with a car let alone a 2026 brand new with 68miles 🚙🚙🚙 we were definitely on a mission but he made it happen the whole staff is amazing finance manager, and even the cashier I been telling everybody get a car from them lol he even hooked us up with some snacks while we waited djohnson is most definitely the MAN

Jaime Hudson
Jaime Hudson
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Great customer service friendly and comfortable atmosphere helpful staff

Roberto Dominguez
Roberto Dominguez
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Very professional staff, My expérience at kia on western was fantastic, they were great and friendly!!! Joe Daifallah help us with a trade in He was very helpful Nice and attentive, I Walked out the same day with my 2026 sorento So happy with the service!!!!

Dominguezlopez Robertocparis
Dominguezlopez Robertocparis
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star
Cristina Tamburello
Cristina Tamburello
GOOGLE
1-27-2026
Full Star Full Star Full Star Full Star Full Star

Leasing my 4th Kia from Evergreen and couldn’t be happier. Andy and Matt were wonderful. Easy process. Friendly service. Great Ride.

Darien Leslie
Darien Leslie
GOOGLE
1-25-2026
Full Star Full Star Full Star Full Star Full Star

Great service and my salesman named Joe did a great job with making sure I drove off with a great car

Takariana Anthony
Takariana Anthony
GOOGLE
1-25-2026
Full Star Full Star Full Star Full Star Full Star

I can’t say enough good things about my experience at Evergreen Kia, and that’s all because of Casey Jones. He made what’s usually a stressful process feel effortless and exciting. Casey was honest, attentive, and truly cared about making sure I got exactly what I wanted. This was hands down the best car-buying experience I’ve ever had. Evergreen Kia is lucky to have him!

Octabio Rivera
Octabio Rivera
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star
Michael Pacanowski
Michael Pacanowski
GOOGLE
1-24-2026
Full Star Full Star Full Star Full Star Full Star
NI NA
NI NA
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Service and Hospitality were great as always! I love being apart of the Evergreen KIA family.

Mark Parchment
Mark Parchment
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Shout out to Casey who felt like more of an advocate than a sales person. Also thank you to management who approved the great deal that we got! I would say to anyone buying a Kia, it only males sense to buy it here due to the benefits and warranties given by this particular dealership location.

Meet Patel
Meet Patel
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star
Enrique Lopez
Enrique Lopez
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star
Fendy Taleran
Fendy Taleran
GOOGLE
1-23-2026
Full Star Full Star Full Star Full Star Full Star

Good

P
P
GOOGLE
1-22-2026
Full Star Full Star Full Star Full Star Full Star
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